Refer someone who needs help with German insurance, pensions, or investments. They get clear human guidance from Stay. You get €200 when the referral qualifies.




Same €200, different payout
Which reward style fits you?
PayPal is cash-style payout. Gift Card is voucher-style. Your friend gets the same Stay support either way — whether they need help with insurance, pensions, or investment questions.
An invaluable resource for navigating Germany's complex health insurance system. Anja was exceptionally helpful and incredibly patient.
I'm a freelancer and my case involved moving to full private health insurance. With Katharina's help, the process was smooth and stress-free.
Professional, friendly and informative. They walk you through the whole process in English and make the system much easier to understand.
I came to Stay because I was confused about pension options in Germany and didn’t know where to start. The team explained everything clearly, helped me set up a private pension plan, and showed me how it could reduce my taxable income. It felt practical, honest, and surprisingly easy to understand.

Who should you refer?
International residents who need clarity
Refer friends, colleagues, or newcomers who feel lost with German insurance, pensions, investments, or paperwork and want a human expert on their side.
People choosing health insurance
Public, private, switching, first job, student status, freelancer setup — if they need clear guidance, Stay can help.
People thinking about pensions or investments
Private pension, retirement planning, long-term savings, investment property, or “am I doing enough for the future?” conversations.
People who need everyday protection
Liability, legal, household, vehicle, disability, term life — even a small first question can become the start of a trusted client relationship.
Eligibility still matters
Referring is always helpful. The €200 reward applies when the referred person becomes an eligible Stay client under the program terms.
Choose your reward
Ready to create your referral link?
Pick PayPal or Gift Card first. Then ReferralRock tracks the right reward flow cleanly. Your friend does not need to know exactly what they need — we’ll help them figure it out.