★★★★★ 4.9/5 · 3,000+ Clients

Private Health Insurance Comparison 2026

Find the best rates. Save money. Stay protected.

  • Your Personal Price/Performance Comparison
  • 30+ Providers Compared
  • Licensed Broker (§34d GewO)
  • 100% Free & No Obligation
Licensed Insurance Broker · §34d GewO

Get Your Personalized Quote

3 quick questions — less than 2 minutes

1 My occupational status is:
2 Hospital coverage preference:
High dental benefits are important to me:
3 My date of birth is:
4 Almost done!
We're all very nice people — your phone number helps us reach you faster with your quote.

By submitting you agree to be contacted by Stay Insured. Privacy Policy

You're All Set!

One of our advisors will contact you within 24 hours with your personalized comparison.

Cheers, The Stay. Team

Stiftung Warentest: "Those who take out private insurance have a wide choice of offers. That is why it is important to compare before taking out a policy."

Why International Residents Trust Stay.

Personal Comparison

Individually calculated for your profession, age, and health profile.

30+ Providers

All major private health insurers in Germany, including current test winners.

100% Free

Courtage model — the insurer pays our fee. Your consultation is completely free.

Licensed & Independent

Licensed under §34d GewO. We recommend what's best for you, always.

3,000+
International Residents Served
4.9 ★
Client Rating
70%
Of Our Team Moved to Germany From Abroad

What Our Clients Say

Priya S.
Priya S. Software Engineer, Berlin ★★★★★

"Switching from GKV to PKV felt overwhelming. The team at Stay made it simple — they compared everything, explained the trade-offs, and handled all the paperwork. Saved me over €200/month."

Marco L.
Marco L. UX Designer, Munich ★★★★★

"As a freelancer, I had no idea where to start. Stay found me a PKV tariff that was actually cheaper than GKV. And they speak English!"

Ana K.
Andreas K. Marketing Manager, Hamburg ★★★★★

"Fast, professional, and genuinely helpful. They recommended what fit my situation — not the most expensive option. Highly recommended."

Compare Private Health Insurance — Free

Find the best rates for 2026. Personal comparison. No obligation.

Get My Personalized Quote →