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Key features of smart accident insurance
Coverage anywhere
Accidents can happen anytime, anywhere: smart accident insurance helps you stay protected wherever and however they occur.
Financial support
Gives you peace of mind by helping cover long-term medical costs, recovery expenses and financial help to reorganise your life if you do not fully recover, so you can focus on your well-being instead of worrying about money.
Flexible coverage
Smart accident insurance plans allow you to choose additional coverage for things like daily allowances or even long-term care.

Why choose smart accident insurance?

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Protection when life happens

Medical insurance helps cover medical bills, rehabilitation, and temporary loss of income, but what if you don't fully recover? That's where accident insurance becomes essential. Certain accident policies extend coverage to family members, ensuring that everyone in your household is protected if an unexpected event occurs.

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Lump-sum or ongoing payments

If your ability to work is affected, you won't be left struggling financially. Depending on the plan, you can receive a one-time payout after an accident or ongoing financial support, helping you maintain your standard of living.

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Confidence everyday

Unexpected accidents can lead to very expensive bills and loss of income. With the right accident coverage, you can go about your life in Germany knowing that unexpected events won't ruin your plans or finances.

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Answer a few simple questions and get smart tailored insurance options from our team of experts

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What people say about us

StarStarStarStarStar

Today I had discussion with Bianca Lukas from MW Expat Solutions, It was amazing support and convincing discussion for the solutions and services of different Insurances offered in Germany. Thank you!

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Atanas SpasovHR Manager
StarStarStarStarStar

Very helpful, show you all the options, and not pushing towards one particular solution - just finding what works for you and your family. Excellent - Adriana was very very helpful and helped us navigate the confusing options in Germany - thank you!!

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Mark De CristoOffice Manager
StarStarStarStarStar

Started by reaching out for a consultation as my previous health insurance was coming to a close and I desperately needed to find a German plan. I worked with Dabar Reimer who went above and beyond in the process of assisting me. She helped guide me to a plan that worked for me.

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Aurelia LeopoldHR Manager

Quick answers to questions you may have

Clear guidance, tailored to your needs — just the best options for you.