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Key features of occupational disability insurance
Income protection
If you can't work due to illness or injury, disability insurance provides a monthly benefit that covers part of your income, so that you don’t have to stress about money while you’re unable to work.
Flexible coverage
Tailor your coverage by choosing the benefit amount and waiting period that suit your needs.
Long-term financial security
Disability insurance provides support until you can return to work or reach retirement age, helping you maintain your standard of living.

Why choose disability insurance?

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Peace of mind for you and your family

Knowing that you and your dependents are protected if something unexpected happens reduces stress and gives security for the future.

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Support for long-term health conditions

Disability insurance helps cover costs if you develop a chronic illness or long-term condition that affects your ability to work, providing stability when you need it most.

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Extra financial security

While Germany's public system offers some support, private disability insurance ensures a higher, more reliable payout, helping you maintain your standard of living by securing your income.

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Great advantages, but lots of details. We’ll guide you through what really matters.

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What people say about us

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Today I had discussion with Bianca Lukas from MW Expat Solutions, It was amazing support and convincing discussion for the solutions and services of different Insurances offered in Germany. Thank you!

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Atanas SpasovHR Manager
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Very helpful, show you all the options, and not pushing towards one particular solution - just finding what works for you and your family. Excellent - Adriana was very very helpful and helped us navigate the confusing options in Germany - thank you!!

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Mark De CristoOffice Manager
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Started by reaching out for a consultation as my previous health insurance was coming to a close and I desperately needed to find a German plan. I worked with Dabar Reimer who went above and beyond in the process of assisting me. She helped guide me to a plan that worked for me.

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Aurelia LeopoldHR Manager

Quick answers to questions you may have

Clear guidance, tailored to your needs — just the best options for you.