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Key features of house contents insurance
Covers your belongings
From items that have special value to everyday essentials, this insurance helps protect them if something unexpected happens.
Financial support for repairs
Covers the cost to repair or replace your belongings if they're damaged, stolen, or destroyed.
Bicycle theft
Your bicycle is covered against vandalism and theft, not matter if it is at home or infront of the beer garden.

Is household contents insurance worth having in Germany?

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Protect your valuables

Accidents at home happen all the time: from fires and water leaks to theft or broken gadgets. With household contents insurance, you can replace or repair your valuables without the stress of unexpected costs.

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Protection outside home

Some policies also cover personal items when you take them outside — like laptops, bikes, or smartphones — in case they're stolen or damaged.

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Temporary accommodation costs

If your home becomes uninhabitable after a covered event, some plans help pay for temporary housing so you're not left looking for a place to stay.

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Ideal for renters

Your landlord's insurance usually only covers the building itself, not your furniture or personal belongings. Household contents insurance protects everything you've made your home.

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Not sure if house contents insurance is right for you? Let's talk about your options

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What people say about us

StarStarStarStarStar

Today I had discussion with Bianca Lukas from MW Expat Solutions, It was amazing support and convincing discussion for the solutions and services of different Insurances offered in Germany. Thank you!

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Atanas SpasovHR Manager
StarStarStarStarStar

Very helpful, show you all the options, and not pushing towards one particular solution - just finding what works for you and your family. Excellent - Adriana was very very helpful and helped us navigate the confusing options in Germany - thank you!!

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Mark De CristoOffice Manager
StarStarStarStarStar

Started by reaching out for a consultation as my previous health insurance was coming to a close and I desperately needed to find a German plan. I worked with Dabar Reimer who went above and beyond in the process of assisting me. She helped guide me to a plan that worked for me.

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Aurelia LeopoldHR Manager

Quick answers to questions you may have

Clear guidance, tailored to your needs — just the best options for you.