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Key features of house contents insurance
Covers your belongings
From items that have special value to everyday essentials, this insurance helps protect them if something unexpected happens.
Financial support for repairs
Covers the cost to repair or replace your belongings if they're damaged, stolen, or destroyed.
Bicycle theft
Your bicycle is covered against vandalism and theft, not matter if it is at home or infront of the beer garden.

Is household contents insurance worth having in Germany?

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Protect your valuables

Accidents at home happen all the time: from fires and water leaks to theft or broken gadgets. With household contents insurance, you can replace or repair your valuables without the stress of unexpected costs.

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Protection outside home

Some policies also cover personal items when you take them outside — like laptops, bikes, or smartphones — in case they're stolen or damaged.

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Temporary accommodation costs

If your home becomes uninhabitable after a covered event, some plans help pay for temporary housing so you're not left looking for a place to stay.

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Ideal for renters

Your landlord's insurance usually only covers the building itself, not your furniture or personal belongings. Household contents insurance protects everything you've made your home.

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Not sure if house contents insurance is right for you? Let's talk about your options

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What people say about us

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An invaluable resource for navigating Germany’s complex health insurance system. Anja Lampert was exceptionally helpful and incredibly patient.

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Darren S.Navigating German health insurance
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I’m a freelancer and my case involved transitioning from expat insurance to full private health insurance. With Katharina’s help, the process was not only smooth but also stress-free.

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SonyaFreelancer
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I have receive a very personalized attention since the beginning with a very high professionalism.

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J.Starting work in Germany
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All meetings and communications took place in English, hence an expat with limited German language skills can understand the process and available products/portfolios.

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AnonymInternational specialist
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Professional, friendly and informative. Definitely recommend them especially if you're an expat like me and you have no idea about the insurance procedure in Germany. Will walk you through the process and provide feedback in fluent English.

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Vahid B.Newcomer to Germany

Quick answers to questions you may have

Clear guidance, tailored to your needs — just the best options for you.