SMART MATERIAL INSURANCE
Get clear guidance to choose and set up the right protection for your home and belongings.
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Insurance

From cars to homes, we explain the options that make sense for your situation and help you find the right coverage.

Vehicle Insurance-1
Vehicle insurance
Covers your car, bike or scooter from damage, theft, and accident-related costs (minimum coverage of liability is required by law);
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Liability Insurance-1
Liability insurance
Protects you financially if you accidentally cause injury or damage to a third person. In Germany there is no limit to your financial liability.
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House Contents Insurance-1
House contents insurance
Keeps your belongings protected at home from common risks like theft, fire and water damage, useful for both renters and owners.
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Accident_Insurance
Accident insurance
Covers unexpected accidents or injuries at work and in your freetime, including long-term medical and recovery costs.
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Legal Expenses Insurance-1
Legal expenses insurance
Protects you against legal costs for disputes, traffic fines, contracts or rental issues, so you can have peace of mind.
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Why choose material insurance?

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Protection for your home and belongings

Material insurance helps protect your furniture, personal items, and valuables against risks like fire, water damage, theft, and vandalism.

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Financial security

Unexpected damage can be very expensive. Material insurance helps cover repair or replacement costs, so you're not left paying out of pocket.

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Peace of mind

Knowing your home and belongings are protected lets you focus on living your life in Germany, without constant worry about "what if" situations.

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Covers damage to others

Many material insurance policies also protect you if you unintentionally cause damage to someone else's property or belongings, offering extra security in everyday situations.

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Describe your caseBook a free call: we speak English, answer all your questions and help you understand your options. Clear guidance and honest advice from the start.
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Get your optionsWe don’t just show you plans — we compare top providers, explain the pros and cons, and help you choose the best match based on your needs and lifestyle.
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Skip the paperworkNo more stressing over German forms. We take care of the confusing parts, handle communication with providers, and keep you informed about what's happening in every step of the process.
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Immediate expert supportNeed help right away? Get connected to a qualified advisor now and get the guidance you need. Our team is ready to answer your questions immediately.
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What people say about us

StarStarStarStarStar

Today I had discussion with Bianca Lukas from MW Expat Solutions, It was amazing support and convincing discussion for the solutions and services of different Insurances offered in Germany. Thank you!

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Atanas SpasovHR Manager
StarStarStarStarStar

Very helpful, show you all the options, and not pushing towards one particular solution - just finding what works for you and your family. Excellent - Adriana was very very helpful and helped us navigate the confusing options in Germany - thank you!!

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Mark De CristoOffice Manager
StarStarStarStarStar

Started by reaching out for a consultation as my previous health insurance was coming to a close and I desperately needed to find a German plan. I worked with Dabar Reimer who went above and beyond in the process of assisting me. She helped guide me to a plan that worked for me.

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Aurelia LeopoldHR Manager

Quick answers to questions you may have

Clear guidance, tailored to your needs — just the best options for you.