
Since private health insurance takes on customers based on their health, it is generally more affordable than public, especially if you sign up while you're young and healthy. Once signed up, your premium will not increase because you become older.

Private health insurance typically offers more comprehensive coverage options, including access to private hospitals, shorter waiting times, and coverage for advanced and alternative treatments.

You can customize your insurance plan to match your specific needs and budget, choosing from various coverage levels and optional add-ons.

Many private plans cover treatment abroad or reimburse medical costs internationally, which is ideal for frequent travelers or people who often move between countries.



An invaluable resource for navigating Germany’s complex health insurance system. Anja Lampert was exceptionally helpful and incredibly patient.
I’m a freelancer and my case involved transitioning from expat insurance to full private health insurance. With Katharina’s help, the process was not only smooth but also stress-free.
I have receive a very personalized attention since the beginning with a very high professionalism.
All meetings and communications took place in English, hence an expat with limited German language skills can understand the process and available products/portfolios.
Professional, friendly and informative. Definitely recommend them especially if you're an expat like me and you have no idea about the insurance procedure in Germany. Will walk you through the process and provide feedback in fluent English.